Pension & Retirement

Pension entitlements held by households and nonprofits — deferred compensation claims

34.6$T

Trend YoY growth is +7.0%, accelerating by 16 bps/month over the last 4Y. Latest: +6.0%, 95 bps below trend, a 0.2σ deviation. The latest YoY reading is depressed by 1.4 pp due to an tough comparison base from Oct 1.

Level

YoY %

y = −1.3% + 16 bps/mo · t

Deviation from trend

Forecast

Rolling 1Y trend forecast

Forecast made inNov '24Dec '24Jan '25Feb '25Mar '25Apr '25May '25Jun '25Jul '25Aug '25Sep '25Oct '25Nov '25Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
Nov '24+7.5%+7.4%+7.4%+7.3%+7.2%+7.1%+7.0%+6.9%+6.8%+6.7%+6.6%+6.6%+6.5%+6.4%+6.3%+6.2%+6.1%+6.0%+5.9%+5.9%+5.8%+5.7%+5.6%+5.5%
Dec '24+7.4%+7.4%+7.3%+7.2%+7.1%+7.0%+6.9%+6.8%+6.7%+6.6%+6.6%+6.5%+6.4%+6.3%+6.2%+6.1%+6.0%+5.9%+5.9%+5.8%+5.7%+5.6%+5.5%
Jan '25+4.2%+3.6%+3.1%+2.6%+2.0%+1.5%+0.9%+0.4%-0.2%-0.7%-1.3%-1.8%-2.3%-2.9%-3.4%-3.9%-4.5%-5.0%-5.6%-6.1%-6.7%-7.2%
Feb '25+3.6%+3.1%+2.6%+2.0%+1.5%+0.9%+0.4%-0.2%-0.7%-1.3%-1.8%-2.3%-2.9%-3.4%-3.9%-4.5%-5.0%-5.6%-6.1%-6.7%-7.2%
Mar '25+3.1%+2.6%+2.0%+1.5%+0.9%+0.4%-0.2%-0.7%-1.3%-1.8%-2.3%-2.9%-3.4%-3.9%-4.5%-5.0%-5.6%-6.1%-6.7%-7.2%
Apr '25+3.3%+2.7%+2.1%+1.4%+0.8%+0.2%-0.5%-1.1%-1.7%-2.4%-3.0%-3.6%-4.2%-4.9%-5.5%-6.1%-6.8%-7.4%-8.0%
May '25+2.7%+2.1%+1.4%+0.8%+0.2%-0.5%-1.1%-1.7%-2.4%-3.0%-3.6%-4.2%-4.9%-5.5%-6.1%-6.8%-7.4%-8.0%
Jun '25+2.1%+1.4%+0.8%+0.2%-0.5%-1.1%-1.7%-2.4%-3.0%-3.6%-4.2%-4.9%-5.5%-6.1%-6.8%-7.4%-8.0%
Jul '25+4.8%+4.7%+4.7%+4.6%+4.6%+4.6%+4.5%+4.5%+4.4%+4.4%+4.4%+4.3%+4.3%+4.2%+4.2%+4.2%
Aug '25+4.7%+4.7%+4.6%+4.6%+4.6%+4.5%+4.5%+4.4%+4.4%+4.4%+4.3%+4.3%+4.2%+4.2%+4.2%
Sep '25+4.7%+4.6%+4.6%+4.6%+4.5%+4.5%+4.4%+4.4%+4.4%+4.3%+4.3%+4.2%+4.2%+4.2%
Oct '25+6.3%+6.7%+7.0%+7.3%+7.7%+8.0%+8.3%+8.6%+9.0%+9.3%+9.6%+10.0%+10.3%